Planning Team

• Bachelor of Arts in History with a minor in East Asian Religions from Middlebury College
• CERTIFIED FINANCIAL PLANNER™ (CFP^®) professional
• The American College of Financial Services
  • Chartered Life Underwriter (CLU^®)
  • Chartered Financial Consultant (ChFC ^®)
  • Chartered Advisor for Senior Living (CASL^®)
• FINRA Series 6, 7, 63, 66, 9, and 10

Professional Background

As a founding member of Clarity Financial Planning Group and an advisor of Northwestern Mutual’s Private Client Group, Rick began his career in 1989. For over thirty years, he has been helping successful business owners, executives, and families with their wealth management, protection, and distribution needs. To address both income security and legacy goals, Rick creates written plans for his clients with a focus on retirement. His unique planning process includes the evaluation of tax efficient distribution and investment strategies, as well as estate planning solutions designed to increase the probability of reaching your goals.

About Me

When he's not in the office, Rick enjoys making an impact in the Philadelphia community by serving as a board member for The Claude Giroux Foundation. He and his wife Jenny have two children, Jack and Sarah, and two dogs, Coco and Hazel. He loves spending time with his family, cycling, and reading.

• Bachelor of Science in Business Administration with a Concentration in Finance from Widener University
• CERTIFIED FINANCIAL PLANNER™ (CFP^®) Professional
• The American College of Financial Services
  • Chartered Life Underwriter (CLU^®)
  • Chartered Financial Consultant (ChFC ^®)
• Life/Health/Long-Term Care Insurance Licenses
• FINRA Series 6, 7, 63, 66, 9, and 10

Professional Background

As a founding member of Clarity Financial Planning Group and an advisor of Northwestern Mutual’s Private Client Group, Nick began his career in 1989. Nick utilizes a detail-oriented approach to financial planning, allowing him to design solutions for his clients that meet their needs today and in the future. He finds helping people identify their financial goals, and then partnering with them to navigate a course of action to achieve them particularly rewarding. Nick prides himself on making sure his clients are well-educated on all of their options so that they are empowered to make the best possible financial decisions for themselves, their families, and their businesses.

About Me

He resides in St. David’s, PA with his wife, Dawn, and three children Audra, Nicholas & Haley, and enjoys fishing, hiking and camping.  When he's not serving the needs of his clients, Nick spends time serving the community as a member of the board of trustees for Benchmark School.

• CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional
• The American College of Financial Services
  • Chartered Life Underwriter (CLU®)
  • Chartered Financial Consultant (ChFC®)
  • Chartered Special Needs Consultant (ChSNC®)
• Life/Health/Long-Term Care Insurance Licenses
• FINRA Series 6, 7, 63, and 65

Professional Background

Andy Schultz has been a financial advisor with Northwestern Mutual since 2003 and is one of the founding Partners of Clarity Financial Planning Group. Andy has found it particularly rewarding to help busy families balance the multiple financial priorities that arise as careers and families mature. Andy focuses much of his time helping families with special needs considerations.

Prior to entering the financial services industry, Andy attended the University of Illinois at Urbana-Champaign and launched what became a very successful food service business. Shortly after graduating in 2001, he sold the business to join Northwestern Mutual. Andy addresses the complex nature of his clients' financial profiles with sophistication and clarity, and he's passionate about making the financial plans he creates as simple as possible, but not simpler.

About Me

Andy has been married to his wife Jen since 2004, and they live with their three children in Abington, PA. In his free time, he's an avid runner and enjoys competing in various races throughout the year, his favorite being the Abington YMCA Gobble Wobble held everything Thanksgiving. Andy also enjoys coaching his son's soccer team, being the mascot for the elementary school, and spending time with his family.

• Graduate of Penn State University with a master’s degree from Duke University
• CERTIFIED FINANCIAL PLANNER™ (CFP®) professional
• Life/Health/Long-Term Care Insurance Licenses
• FINRA Series 7 and 63

Professional Background

Steve joined Clarity Financial Planning Group as a Partner in 2020 and has been building his financial planning practice in affiliation with Northwestern Mutual since 2015. Prior to this, he worked as a consultant with Michael Baker International for seven years where his work focused on helping policy decision-makers and local communities quantify and mitigate life and property risks.

Today, Steve is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional who works with families, business-owners, and organizations who aspire to grow creatively, sustainably, and securely. His approach to financial planning starts with building an accurate understanding of a client’s current position relative to existing goals. He encourages clients to act proactively and intentionally when opportunities are identified through an educational experience that balances efforts to both protect and grow. Steve also leads wealth management initiatives across the team to support clients who seek to consider environmental, social, and governance (ESG) risk factors within their investment plan.

About Me

Steve is active in the ocean science and conservation community, working with national and international organizations to support initiatives focused on protecting our oceans. Steve is a graduate of Penn State University and Duke University. He and his wife, Meg, have been married since 2008, and live in Conshohocken, PA with their two daughters.

• Bachelor of Arts in Political Science with a Minor in Economics from Mars Hill University
• Life/Health/Long-Term Care Licenses
• FINRA Series 7 and 66
• Certified Investment Management Analyst® (CIMA®)

Professional Background

Kevin Kolipinski joined Clarity Financial Planning Group in 2016, working on both the investment and insurance side of the business. Now he primarily focuses on investment operations and building long-term relationships based on integrity, knowledge, and commitment. Kevin holds the Certified Investment Management Analyst® certification, administered by the Investments & Wealth Institute and taught in conjunction with The Yale School of Management, Executive Education program.

About Me

Kevin resides in Emmaus, PA with his wife Maribeth, their three sons Jacob, Kaleb, Matthew, and dog. Kevin & Maribeth are both graduates of Emmaus High School class of 2010. Kevin & Maribeth are thrilled to be raising their family in their hometown. Since completing his lacrosse career at Mars Hill University, Kevin enjoys coaching youth lacrosse. On the weekends, Kevin enjoys spending time with his family and supporting local community events.

• Bachelor of Science in Business Administration from Cabrini University
• Master’s degree earned from Georgetown University
• Life/Health Insurance Licenses

Professional Background

Alex has worked at Northwestern Mutual in various capacities since 2014 and joined Clarity Financial Planning Group in 2017. Since joining CFPG, her primary focus is with new insurance business and onboarding new investment accounts.

About Me

Alex currently resides in Havertown, PA with her husband, Erik and their son, Parker. As a family they enjoy traveling, hiking, attending Philly sporting events/concerts, and spending time with family and friends.

• Bachelor of Science in Marketing from West Chester University of Pennsylvania
• Life, Accident, Health, and LTC Licenses
• FINRA Series 6 and 63

Professional Background

Brendan M. Nucifora graduated from West Chester University of Pennsylvania in 2016, earning a B.S. in Marketing. Upon Graduation, he spent over three years running a solo financial planning practice with Northwestern Mutual until merging his business with and becoming a member of Clarity Financial Planning Group in July of 2019.  His primary roles on the team range from business development, to providing consultative financial planning services for clients, as well as ongoing planning reviews and progress monitoring for existing and newly onboarded clients of CFPG. Brendan maintains a systematic, and personalized approach with each person that he serves, and seeks to partner with his clients to help them reach their ideal life by design.

About Me

Brendan currently lives in Malvern, PA with his girlfriend Caitlin. Brendan and Caitlin enjoy time outdoors, spending their summers down the Jersey Shore with family, and experiencing new restaurants around the Philadelphia area. They recently welcomed home a Golden Retriever puppy named Archie, who now joins them on all of their fun trips and activities.

• Bachelor of Arts in International Relations with a Minor in Spanish from Bridgewater College
• Life, Accident, and Health Licenses

Professional Background

Bridget joined the Clarity Financial Planning Team in 2020 and is primarily responsible for facilitating the underwriting process, overseeing and implementing marketing strategies, and administrative support.

About Me

Originally from Bayport New York, Bridget now resides in Conshohocken, PA. Bridget enjoys remaining active; running, hiking, biking, and playing soccer competitively. She spends her free time with family and friends either at the beaches on Long Island or on the lakes in Pennsylvania.

• Bachelor of Science in Finance from the American University of Sharjah
• Master of Science in Healthcare Administration from Suffolk University

Professional Background

Aiman Cheikhali joined Clarity Financial Planning Group in February of 2022 in a support role helping to facilitate the growth of the practice. Prior to joining Clarity, Aiman’s professional background was in the healthcare industry in a purchasing role for a pharmaceutical distributor overseas.

About Me

Originally from Chicago, Illinois, Aiman now resides in King of Prussia, PA with his wife Mahia and their one-year-old son. Aiman is an avid fan of the Spanish soccer team Real Madrid and some of his favorite hobbies include cooking and learning about history and philosophy. He has also lived in three different countries and visited fourteen others.